Pathway loan
SkyPoint is committed to helping our communities and members with all aspects of their financial life. To help our members manage the expenses related to the immigration process, SkyPoint has developed the Pathway loan.
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Loan options
- Loan amounts up to $4,000; $1,255 per immigration application
- Payback terms up to 36 months
- Fixed rate of 9.9% APR*
How do I start my Pathway loan?
SkyPoint offers a variety of ways to start your loan process. You can apply by:
- SkyPoint Online Banking
- SkyPoint Mobile App
- SkyPoint Website
- Call SkyPoint
- Visit a SkyPoint branch
Please select Immigration Expenses as the purpose when applying through Online Banking, the Mobile App, or our Website.
When applying, members will need the following documentation:
- Photo ID (Passport, driver’s license, student ID or other state issued ID)
- Proof of address- if applicable (utility bill, lease agreement, change of address card)
- Verification of income (paystubs, tax returns, W2, letter from employer or alternative ability to repay loan)
- Social Security Number
SkyPoint is Here to Help
As part of the Pathway loan, SkyPoint offers complimentary financial education and credit counseling. All members applying for the Pathway Loan are eligible to receive these services. Topics such as how to make loan payments, who to contact for financial assistance, and more, are provided to borrowers.
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Apply for your Pathway loan in minutes!
* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. Rates are dependent on individual qualification and are subject to change at any time without notice. Payment example: $4,000 at 9.90% APR; 36 monthly payments of approximately $128.88. Contact the credit union for full details.
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