Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Money Market made simple

Your dividend rate depends on the balance you keep in the account. The higher your balance, the more you earn.

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Easy access to higher dividends.

No monthly or hidden service charges.

Write up to three checks per month.

With online, mobile and telephone banking.

Money Market that’s full of features

Explore our Money Market options

A flexible way to earn more.

  • No fees
  • Write up to three checks per month
  • Minimum deposit of $1,000

Open now

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Earn higher dividends on your savings with a higher deposit.

  • No fees
  • Write up to three checks per month
  • Minimum deposit of $35,000

Open now

Money Market rates

Money MarketRate*APY**
$1,000 – $9,999.990.60%0.60%
$10,000 – $24,999.990.90%0.90%
$25,000 – $49,999.991.00%1.00%
$50,000 and Over1.19%1.20%
Premium Money Market ¹Rate*APY**
$100 -$34,999.990.05%0.05%
$35,000 and Over1.34%1.35%

Open an account in 3 easy steps

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SkyPoint Apply Now Money Market
SkyPoint Money Market
SkyPoint Account confirmation

Step 1

Open

Click on the Open now button on this page.

Step 2

Product

Select your product from the selection screen.

Step 3

Review & Submit

Review your information and submit your application.

Get started today

Open your Money Market in minutes!

* Rate = Dividend Rate

** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 02/27/25. Fees may reduce earnings.

¹ Minimum deposit of $35,000 to earn the stated rate. Balances below $35,000 will earn the published savings rate.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and