Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Savings made simple

Savings accounts that fit your lifestyle

Open nowCheck status

Savings that’s full of features

Access your account information 24/7.

With just $100.

Send your paycheck directly to your account.

Savings accounts fit for your lifestyle

Explore our savings options

Looking to start your relationship with SkyPoint Federal Credit Union? Our Regular Savings account will get you started!1

  • Free online and mobile banking
  • Earn dividends
  • Direct deposit

Join today Learn more

Saving for something special? Open a Special Savings account to keep that special money separate.

  • Customize
  • No minimum balance
  • Free online and mobile banking

Open now Learn more

Designed specifically for 10-month school employees, the Summer Savings account will help you bridge the income gap in the summer.

  • No minimum balance
  • Penalty-free withdrawals
  • Direct deposit

Open now Learn more

Saving money for the holiday season is easy with a Holiday Club Savings account!

  • No minimum balance
  • Free online and mobile banking
  • Penalty-free withdrawals

Open now Learn more

Savings rates

ProductRate*APY**
Regular Savings 10.05%0.05%
Special Savings0.05%0.05%
Summer Savings0.05%0.05%
Holiday Savings0.05%0.05%

Open in 3 easy steps

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SkyPoint Apply Now Savings
SkyPoint Account confirmation

Step 1

Eligibility

Double check your membership eligibility. You may qualify based on where you live, work, attend school, worship, or volunteer.

Step 2

Gather your information

We will need your personal information and a valid identification.

Step 3

Membership application

Submit a membership application. You can become a member with just a regular savings account and five dollars.

Get started today

Open your savings account in minutes!

1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information. Limit of one Regular Savings per membership.

* Rate = Dividend Rate.

** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 02/27/25. Fees may reduce earnings.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and