No minimum balance
Choose the right balance for your budget.
Penalty-free withdrawals
Withdraw at your leisure during winter, spring and summer breaks.
Direct deposit
Send a portion of your direct deposit to save for your summer expenses.
Savings rates
| Product | Rate* | APY** |
|---|---|---|
| Regular Savings 1 | 0.05% | 0.05% |
| Special Savings | 0.05% | 0.05% |
| Summer Savings | 0.05% | 0.05% |
| Holiday Savings | 0.05% | 0.05% |
Savings that’s full of features
Explore our other savings options
Looking to start your relationship with SkyPoint Federal Credit Union? Our Regular Savings account will get you started!1
- Free online and mobile banking
- Earn dividends
- Direct deposit
Saving for something special? Open a Special Savings account to keep that special money separate.
- Customize
- No minimum balance
- Free online and mobile banking
Saving money for the holiday season is easy with a Holiday Club Savings account!
- No minimum balance
- Free online and mobile banking
- Penalty-free withdrawals
Get started today
Open your Summer Savings account in minutes!
1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information.
* Rate = Dividend Rate.
** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 04/01/25. Fees may reduce earnings.
