Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Summer Savings

Designed specifically for 10-month school employees, the Summer Savings account will help you bridge the income gap in the summer.

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No minimum balance

Choose the right balance for your budget.

Penalty-free withdrawals

Withdraw at your leisure during winter, spring and summer breaks.

Direct deposit

Send a portion of your direct deposit to save for your summer expenses.

Savings rates

ProductRate*APY**
Regular Savings 10.05%0.05%
Special Savings0.05%0.05%
Summer Savings0.05%0.05%
Holiday Savings0.05%0.05%

Savings that’s full of features

Explore our other savings options

Looking to start your relationship with SkyPoint Federal Credit Union? Our Regular Savings account will get you started!1

  • Free online and mobile banking
  • Earn dividends
  • Direct deposit

Join today Learn more

Saving for something special? Open a Special Savings account to keep that special money separate.

  • Customize
  • No minimum balance
  • Free online and mobile banking

Open now Learn more

Saving money for the holiday season is easy with a Holiday Club Savings account!

  • No minimum balance
  • Free online and mobile banking
  • Penalty-free withdrawals

Open now Learn more

Get started today

Open your Summer Savings account in minutes!

1 Members with only a Regular Savings are subject to a minimum balance requirement. Failure to meet this requirement may result in a fee. Please refer to the Service Charge Schedule for more information.

* Rate = Dividend Rate.

** APY=Annual percentage yield. Rates are subject to change without notice at any time. The stated APY is accurate as of 02/27/25. Fees may reduce earnings.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and