Care About Your Credit Score? Get Strategic With Card Limits
If you have credit cards in your wallet, you might track your balances to keep your budget in check, but knowing each card’s credit limit off the top of your head is another story. However, actively managing how much of your credit limits you are using — also known as your credit utilization ratio — can make a big impact on your credit score.
6 Gift Categories Unaffected by Supply Chain Delays
This year, the excitement around what to give people for the holidays is clouded with a question: Will gifts arrive on time? According to NerdWallet’s annual Holiday Shopping Report, 68% of holiday shoppers anticipate that supply issues could cause the big-ticket items they’re looking for to be unavailable this year.
As You Shop Black Friday, Keep Return Policies in Mind
When you think of Black Friday, the first thing that pops to mind is probably gift buying. But many of those gifts will also need to be returned — and there are going to be lots of gifts this year. The National Retail Federation expects this year’s spending to be 8.5% to 10.5% higher than last year.
Scary Money Tasks to Tackle Now
There are some things no one wants to think about until they have to, like caregiving for your parents as they age and figuring out what happens to your finances when you die. But planning for these events now can spare you and your loved ones a lot of hassle later on.
How to Bank When You Can’t Get to a Bank
Getting to a bank branch can be a challenging task, especially if you have limited transportation options or live far from your bank. In fact, if you live in a rural area, it’s likely that your community may have lost more bank branches than it gained between 2012 and 2017, according to a 2019 study from the Federal Reserve.
Tips for Shopping Black Friday and Beating Pandemic Setbacks
After a day of feasting on turkey and pumpkin pie, consumers have typically flocked to their local stores on Black Friday — the day after Thanksgiving — to find the best deals on gifts for the holiday season.
Building Your Credit: Myths and Reality
A new NerdWallet survey conducted online by The Harris Poll in September asked more than 2,000 Americans how they have managed their credit score during the pandemic, beginning in March 2020.
Experts Make 5 Predictions for Black Friday 2021
What do you get when you cross Black Friday deals with a continuing pandemic, supply chain disruptions and inflation?
