Need a 2022 Money Goal? Borrow One From a Finance Nerd
The new year offers time to set goals, especially if you have a debt hangover from the extra spending the holiday months require
For Young Adults, Building Credit Starts Now
A solid credit score can be the difference between qualifying for an apartment or a low-interest car loan or missing out. So to have credit ready when you need it, the time to start building a good and lengthy credit history is now.
Why a 401(k) Rollover to an IRA Could Be a Mistake
If you leave a job or retire, you’re often encouraged to roll over your 401(k) or other workplace retirement account into an individual retirement account. That might not be the right move.
Survey: Most Like Their Bank; What To Seek if You Don’t
Do you like your bank? According to a new NerdWallet survey, just over half of American banking consumers (53%) say they’re very satisfied with their current primary bank — defined as the bank that they use most often — while others feel only somewhat satisfied (30%) or unsatisfied (17%) with this financial institution.
8 Rules for Saving, Borrowing and Spending Money
The best personal finance advice is tailored to your individual situation. That said, a few rules of thumb can cut through the confusion that often surrounds money decisions and help you build a solid financial foundation.
Rise in Lending Is Another Sign Economy Is Bouncing Back
In another clear sign that the nation’s economy is returning to pre-COVID levels of activity, the number of new credit accounts being opened is on par with where it was before the pandemic set in.
3 Times You Need Money Advice From a Human
You can now manage most aspects of your money without ever consulting another human being. You can budget, borrow, save, invest, buy insurance, prepare your tax return and create a will — among many other tasks — by using apps, websites and software.
How to Talk Money With Your Parents This Holiday
Holiday gatherings may present an opportunity to talk to your parents about important money issues, such as estate planning or long-term care. The need to discuss this stuff may feel particularly acute if you don’t see your folks often or these are the first holidays you’ll be together since the pandemic started.
