Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Reliable Rides

A credit improvement plan that is customized to you, with the goal of putting you in a reliable car.

Here’s how it works:

  • Enroll in Reliable Rides with a SkyPoint team member.
  • Commit to a Credit Improvement Plan, customized for you.
  • After completing the Credit Improvement Plan, in as little as six months, members are eligible for an auto loan with SkyPoint!

Once eligible, you can qualify for a Reliable Rides loan:

  • Loans up to $20,000
  • Terms up to 60 months
  • Vehicles up to 7 years old and 100,000 miles

Follow your journey

Explore our other Auto loan options

Whether purchasing a new or pre-owned vehicle, we’ll get you on the road faster with the best deal in town.

  • Competitive Fixed Rates
  • Loan Amounts up to $100,000
  • Finance a 2018 model car or newer

Apply now Learn more

Looking to lower your payment or shorten your term? Refinancing your car is the way to go.

  • Competitive Fixed Rates
  • Loan Amounts up to $100,000
  • Finance a 2018 model car or newer

Apply now Learn more

Sometimes life calls for a little fun! Whether on the water or open road, SkyPoint can finance your boat or Recreational Vehicle.

  • Competitive Fixed Rates
  • Loan Amounts up to $150,000
  • Finance a 2015 model new or used

Apply now Learn more

Get started today

Contact a SkyPoint representative to get started on your Reliable Ride!

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and