The right card for you

Get the right card for the way you live — and spend! SkyPoint Federal Credit Union offers a full suite of great credit cards.

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The ONE Card

• Earn cash back on gas, grocery and everyday purchases
• Earn a $200 Cash Bonus if you spend $1,000 in the first 90 days from account opening¹
• 9.99% intro APR* on purchases² and balance transfers³ for 12 months

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Visa Platinum Rewards

• Spend $3,000 within the first 3 months and earn 10,000 bonus points⁴
• Earn 1 point for every $1 you spend
• Enjoy a low rate

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Visa Platinum

• Enjoy a low variable rate
• No balance transfer fee
• No annual fee

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Visa Platinum Secured

• Build your credit score
• Your credit line is secure
• No balance transfer fee

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Apply in 3 easy steps

Step 1

Apply

Click the Apply now button on this page.

Step 2

Select card

Select the card you are applying for.

Step 3

Submit application

Complete and submit your application.

* Annual Percentage Rate = APR. All terms and conditions are subject to change without notice. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower’s credit rating at the time of application. Contact the credit union for complete details.

¹ Bonus is for new cardholders only. Cardholders that upgrade from other card types are not eligible to receive this bonus.

² 9.99% APR for 12 months after account approval. After the 12-month promotional period, APR will be as low as 16.24% APR and as high as 18.00% APR. The APR may vary with the market based on the Prime Rate.

³ 9.99% APR on balance transfers for 12 months after account approval. Balance transfers are subject to a 3% balance transfer fee. Promotional rate does not apply to existing SkyPoint card balances.

⁴ Earn a bonus of 10,000 points after you spend $3,000 on purchases within the first 3 months from account opening.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and

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