Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Visa Platinum

Whether you’re paying for everyday expenses or making larger purchases, our low variable rate lets you swipe with confidence.

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Enjoy a low variable rate

Enjoy a rate as low as 11.24% APR* with the Visa® Platinum card.

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No balance transfer fee

Enjoy no balance transfer fees when you have a Platinum card.

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No annual fee

The SkyPoint Federal Credit Union Visa® Platinum card features no annual fee.

The right card for you

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ONE Card. Three ways to earn cash back.

  • Earn Cash Back
  • Earn a Cash Bonus
  • 9.99% intro APR* on purchases and balance transfers for 12 months

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Rewards Made Simple! Shop with ease and get rewarded for it.

  • Earn 10,000 bonus points when you spend $3,000 within the first 3 months
  • Earn 1 point for every $1 you spend
  • Enjoy a rate as low as 14.24% APR*

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Shop with security. Know that your credit line is secured by the funds in your SkyPoint account.

  • Build your credit score
  • Your credit line is secure
  • No balance transfer fee

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Existing cardholders:

Free balance transfers – You can easily transfer balances from your other credit cards to take advantage of the Visa Platinum Card benefits – especially the lower interest rate. You can transfer balances at any time, and we’ll never charge you a balance transfer fee. Get started by filling out our easy online form or by contacting a member service representative.

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Apply for your Credit Card in minutes!

*APR = Annual Percentage Rate. Rate is based on borrower’s credit score at the time the loan is funded. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower’s credit rating at the time of application. Credit limit is based on borrower’s credit score, credit worthiness, income and ability to repay. Contact the credit union for complete details.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and