Skypoint Federal Credit Union

Phone# 301.279.1964
Routing# 255077891

Visa Platinum Secured

Shop with security. Know that your credit line is secured by the funds in your SkyPoint account.

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Build your credit score

Build your credit while you use your Platinum Secured card with a secure credit line!

Your credit line is secure

Secured by the funds in your SkyPoint account 1, you never have to worry about spending more than you have.

No balance transfer fee

Need to transfer other high-rate balances? No problem! No balance transfer fees with a Platinum Secured card.

The right card for you

Explore our other Credit Card options

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ONE Card. Three ways to earn cash back.

  • Earn Cash Back
  • Earn a Cash Bonus
  • 9.99% intro APR* on purchases and balance transfers for 12 months

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Rewards Made Simple! Shop with ease and get rewarded for it.

  • Earn 10,000 bonus points when you spend $3,000 within the first 3 months
  • Earn 1 point for every $1 you spend
  • Enjoy a rate as low as 14.74% APR*

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Swipe with confidence. Whether you’re paying for everyday expenses or making larger purchases, our low variable rate lets you swipe with confidence.

  • Enjoy a low variable rate
  • No balance transfer fee
  • No annual fee

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Get started today

Apply for your Credit Card in minutes!

*APR = Annual Percentage Rate. Rate is based on borrower’s credit score at the time the loan is funded. APR is based on the Prime Rate, as published in the Wall Street Journal, plus a margin based on borrower’s credit rating at the time of application. Credit limit is based on borrower’s credit score, credit worthiness, income and ability to repay. Contact the credit union for complete details.

1 Credit card must be secured by funds in an SkyPoint savings account equal to the approved credit limit. Additional criteria may apply.

Resources to Help Guide You Through Life

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Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

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How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

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How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and