Mortgage
Come home to limitless possibilities with a SkyPoint Home Mortgage. Whether purchasing or refinancing, we will help you achieve your home ownership goals.
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Packed with great features
Get an estimate of closing costs
Receive a rebate when you buy or sell a home
Get pre-qualified in minutes
Limitless possibilities
Explores our Mortgage options
Purchase a new home with a Mortgage Loan from SkyPoint Federal Credit Union
- Competitive Rates
- Preview a variety of loan programs and pricing options
- 6 step streamlined mortgage process
Refinance your Mortgage with a SkyPoint Mortgage Loan.
- Get a more favorable rate
- Reduce monthly payments on a fixed rate loan
- Convert your existing equity to cash for college, home improvements, debt consolidation or financing a vacation home
Purchase your dream vacation home with SkyPoint’s Second Home Financing. Contact us to get started.
- For the purchase of second homes
- Up to 90% financing for purchasing properties
Other mortgage loan programs
Dream mortgage
Borrow up to 100% of the value of your new home — which means no down payment!
- 100% financing is available on these programs: 30-year fixed, 15-year fixed, 15/15 ARM, and 5/1 ARM
- Loan amounts up to $500,000
- Primary residence purchases in MD, VA, DE, PA, WV
- Minimum credit score of 720
- PMI required
First time home loan
Designed for the first-time home buyer without a large down payment.
- Up to 97% Loan-To-Value
- Loan amounts up to $417,000.
- Choose from a 7/1 ARM or 5/1 ARM
- Ability to cancel the Private Mortgage Insurance when your equity increases
Second Home Financing
Make the dreams of owning your own vacation home come true. With SkyPoint’s Second Home Financing, we’ll help you make the purchase of your vacation dreams a reality!
- Can be used for the purchase of second homes, such as vacation homes, but cannot be used for rental properties or purchasing multi-family dwellings.
- Up to 90% financing for purchasing properties. Enjoy purchasing your second home with down payments as low as 10% of the home’s value.
For more information about Second Home Financing, contact us.
Get started today
Apply for your Mortgage loan in minutes!
Resources to Help Guide You Through Life
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