Your Security Matters

SkyPoint encourages members to stay informed about online safety practices. Visit our security page for tips. Learn more here www.skypointfcu.com/resources/security/

Skypoint Federal Credit Union

Personal

When life throws you a curve, SkyPoint’s suite of Personal Loans can help.

Apply nowCheck status
happy woman on phone

Packed with great features

Know you’re getting the best deal with our competitive rates that will stay fixed for the term of your loan.

The loan process is fast. Get a pre-approval in minutes.

Get a rate discount by enrolling in auto payments.

Personal loan rates

Loan TypeAPR* (As low as)TermOther Conditions
Share Secured4.00%Up to 144 MonthsMust have funds available in Savings Account
Personal Loan8.89%Up to 36 MonthsLoan amounts of $500 – $30,000
Personal Loan10.64%37 – 72 MonthsLoan amounts of $5,000 – $30,000
Personal Line of Credit10.64%N/ALoan amounts of $500 – $30,000
Pathway Loan9.90%Up to 12 MonthsLoan amounts of $500 – $1,000
Pathway Loan9.90%13 – 36 MonthsLoan amounts of $1,000 – $4,000

Holiday loan rate

Loan TypeAPR* (As low as)TermOther Conditions
Holiday Loan7.99%Up to 36 monthsLoan amounts up to $5,000

A suite of Personal loans that fit your needs

Explore our Personal loan options

img promo couple canoe tropics

Have a surprise expense, want to consolidate debt, or need to make a large purchase? A personal loan from SkyPoint can fit your needs for virtually anything.

  • Fixed rate, term, and payment
  • Loan amounts up to $30,000

Apply now

Apply in 2 easy steps

boat aerial view
SkyPoint Apply Now Loan

Step 1

Apply

Click the Apply now button on this page.

Get started today

Apply for your Personal loan in minutes!

* APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria. The above loan rates include a 0.25% discount for automatic transfer payments. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Payment example: $20,000 at 10.9% APR; 72 monthly payments of approximately $379.66. Contact the credit union for full details.

Resources to Help Guide You Through Life

~

holiday gifts

Jingle Bills: How to Avoid a Holiday Debt Hangover

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

Beautiful Home With Green Grass Yard

How to Brace for Rising Home Costs: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.

woman planning

How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and