Certificates
Who ever said investing is complicated? SkyPoint Share Certificates make it simple.
Open now

Low minimum balance
Open your Certificate with as little as $1,000.

No monthly service charge
Let your savings build without fees.

Pick a term
Terms offered between 12-60 months.
Certificate rates
Term1 | Rate* | APY** |
---|---|---|
12 Month | 3.78% | 3.85% |
24 Month | 3.64% | 3.70% |
36 Month | 3.25% | 3.30% |
48 Month | 3.11% | 3.15% |
60 Month | 3.15% | 3.20% |
Get started today
Open your Certificate account in minutes!
* Rate = Dividend Rate.
** APY = Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 03/31/25.
1 Minimum deposit is $1,000. Substantial penalty may apply for early withdrawal. Dividends are paid monthly. Contact the credit union for complete details.
2 APY=Annual Percentage Yield. Rates are subject to change at any time without notice. The stated APY is accurate as of 5/1/2024. Minimum deposit is $1,000. New money only. This certificate will renew at a 12-month term unless otherwise asked for by the party holding the certificate. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends are paid monthly. Contact the credit union for complete details.
Resources to Help Guide You Through Life
~

Jingle Bills: How to Avoid a Holiday Debt Hangover
The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive.

How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company.
